Mutual funds are regulated investment companies that invest money on behalf of individuals and institutions. These companies generally invest in one or more types of securities like: stocks, bonds and short-term money market securities. Investors are called shareholders, and mutual fund investments offer several advantages:
- Funds are managed by experienced professionals.
- Investment diversification helps offset risks.
- Holdings remain liquid without significant penalties.
- Convenient services like automatic investing and withdrawal programs are included.
Horace Mann offers mutual funds from American Funds. This mutual fund company has been serving shareholders for more than 70 years, and its founder established three simple, yet demanding principles for investing:
- Thoroughly research the worth of an organization before investing;
- Buy securities at reasonable prices relative to their prospects; and
- Maintain total commitment to honesty and integrity.
That's why Horace Mann makes American Funds available to its clients.
As with all securities, mutual funds involve a risk of loss, including a loss of principal.
Horace Mann Investors, Inc., member FINRA / SIPC, distributes mutual funds offered by American Funds. Horace Mann Investors, Inc. is located at #1 Horace Mann Plaza, Springfield, IL 62715. You can receive a prospectus from your Horace Mann representative or from American Funds by calling 800-421-9900, #2. You should read the prospectus carefully and consider the investment objectives, risks and charges and expenses carefully before you invest or send money. The prospectus will provide complete information about these mutual funds.
WBAF-0002 (12/10)