We offer two types of coverage to help ease the stress of a roadside emergency or traffic accident.
Emergency Road Service / Horace Mann Express Service
A car accident or breakdown doesn’t have to turn into a headache with Horace Mann’s Emergency Road Service. This coverage provides for: 
- Towing
- Minor mechanical adjustments
- Lockout service
- Battery jump start*
- Tire change*
- Gasoline, oil and water delivery*
Emergency Road Service also includes Horace Mann Express Service, prompt 24/7 assistance at no additional charge. And Horace Mann will be billed directly for the services up to your Emergency Road Service coverage limit.
* Costs of the battery, tire(s), gasoline or oil are not covered under this policy.
Rental Reimbursement
Horace Mann's Rental Reimbursement helps pay for a rental car following a covered loss, so you can get around without your car.
Work with your Horace Mann insurance agent to get the best value.
You must have comprehensive coverage for your vehicle in order to qualify for Emergency Road Service; and both comprehensive and collision coverages to qualify for Rental Reimbursement. Coverage is subject to the terms, limits and provisions in the policy. This Web page provides only a general description of coverage and is not a statement of contract.
Coverage underwritten by Horace Mann Insurance Company and its affiliates.
WBAI-0004 (10/10)