Beginning with the October payroll your ongoing 403(b) contributions with your previous provider will cease. All new deposits will be directed to Retirement Advantage®. If you wish to change your current 403(b) contributions or elect not to contribute to Retirement Advantage, you must complete a new Salary Reduction Agreement. Please keep in mind, Horace Mann is the exclusive 403(b) provider for your elective contributions. Topeka USD 501 will no longer remit your contributions to other providers.

Beginning with the October payroll your ongoing 403(b) contributions with Retirement Protector will cease. All new deposits will be directed to Retirement Advantage®. Because you previously decided to save with Horace Mann Retirement Protector, you now have the opportunity to move your current account over to the new program, Retirement Advantage®. Horace Mann has agreed to waive any surrender charges or fees associated with the transfer. In addition, you can increase your contribution rate at any time. Simply complete the Salary Reduction Agreement and return it to your administrator.

Learn more about Retirement Advantage.

If you’re not currently participating in the Topeka School District Retirement Plan, now is a great time to take advantage of this benefit. The earlier you start, the better off you may be down the road. If you’re ready to start, enroll here or utilize the mobile enrollment method at https://enroll.horacemann.com/T6TX.

When you utilize mobile enrollment you will automatically be invested in the Target Date fund that most closely aligns with your natural retirement age. The Target Date fund is the Qualified Default Investment Alternative (QDIA) selected by your employer.

Need more information? No problem. View this short video or review the Retirement Advantage Employee Fact Sheet. For more information, please don’t hesitate to reach out to Hilary Aubey at (785) 380-3737.

If you have retirement money with a previous provider, a rollover can help you consolidate and manage your savings, making it easier to stay on track with your retirement goals. You have many options when it comes to choosing what to do with your current 403(b) account:

• You may choose to roll the money over to Horace Mann Retirement Advantage® 403(b) account
• You may choose to leave the money in the current account
• You may choose to roll the money into an IRA with Horace Mann or your current financial professional*
• You may choose to withdraw (cash out) your account*

Hilary Aubey, your dedicated Horace Mann representative can help you understand your options.

*Funds may not be available for rollover or distribution from the existing plan unless you have a qualifying event. You should consult a tax advisor when making decisions about what may be best for you and your financial situation.

If you decide a rollover to your Horace Mann Retirement Advantage® account is right for you, please complete the following steps or contact Hilary Aubey at (785) 380-3737 to assist you. You may also schedule an appointment online. It will be helpful to have your existing account statement handy with the following information:

• Name of your previous plan provider
• Anticipated account balance you wish to roll over
• Type of account you are rolling over from

Steps to take:

1. Contact your previous provider to get their specific transfer/rollover form. Locate your previous provider information . Complete and sign their transfer/rollover form.
2. Complete Horace Mann’s Retirement Advantage Exchanges In Request Form
3. Mail your previous provider and Horace Mann rollover forms to:
   The Horace Mann Companies
   c/o Topeka Public Schools Processing Team
   1 Horace Mann Plaza
   Springfield IL 62715