Horace Mann Tournament Challenge
Official Rules

Horace Mann’s 2019 Tournament Challenge Rules

Horace Mann is conducting a tournament challenge for certain Chicago, IL area schools (the “Tournament Challenge”). A Horace Mann representative invited each of the schools to participate in the Tournament Challenge and received consent for participation on behalf of the school via the principal, assistant principal or other authorized personnel of the school. Thirty two (32) schools are participating in the Tournament Challenge. Horace Mann will randomly assign two college basketball teams participating in the 2019 NCAA tournament to each of the 32 participating schools. The schools will be awarded prizes based upon how the teams assigned to their school perform in the 2019 NCAA basketball tournament. Additional details are in paragraph 5 herein.

NO PURCHASE OR INSURANCE QUOTE NECESSARY TO WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. The Tournament Challenge is not sponsored, endorsed, administered by or associated with the official NCAA Basketball Tournament, March Madness Tournament, DonorsChoose.org or Lakeshore Learning.

1. The Tournament Challenge commences at 08:00:01 AM Central Time (“CST”) on March 18, 2019 and ends at 011:59:00 PM CST on April 8, 2019.

2. Sponsor: Horace Mann Service Corporation is sponsoring the Tournament Challenge.

3. The list of participating schools can be found here. Officers, directors, contractors (including ABM Service Corporation) and employees of Horace Mann and its subsidiaries, members, licensees, affiliates, distributors, dealerships, franchisees, sales representatives, advertising, promotion and web design agencies, and their respective affiliates, assigns or representatives; and any other individuals or entities associated with the development, administration, promotion, execution of, or supply to, the Tournament Challenge may not participate; and Members of any such person’s immediate families (i.e., parents, spouse, children, siblings, grandparents, stepparents, stepchildren and stepsiblings and their respective spouses) or members of the same household, whether or not related, are also prohibited from participating the in Tournament Challenge.

4. By participating in the Tournament Challenge, you consent to your participating school (including school staff personnel) receiving (including receipt through social media channels) promotional materials (in hard copy and electronic format) and communications related to the Tournament Challenge. You also agree to permit Horace Mann to reference your school and display Tournament Challenge standings (which will include your school) on social media channels.

5. Prizes will be awarded as follows:

  • Round 1: If a team assigned to your school is eliminated during the first round of tournament play, your school will receive a set of Horace Mann drinkware including 12 coffee mugs and 12 coasters for your teacher’s lounge.
  • Round 2: If a team assigned to your school is eliminated during the second round of play, your school will receive a Horace Mann lunch bag for all school staff personnel.
  • Sweet 16: If a team assigned to your school is eliminated during the third round of play, your school will receive a Horace Mann lunch bag for all school staff personnel and $100 in Donorschoose.org funding.
  • Elite 8: If a team assigned to your school is eliminated during the fourth round of play, your school will receive a Horace Mann drink tumbler for all school staff personnel and $150 in Donorschoose.org funding
  • Final Four: If a team assigned to your school is eliminated during the fifth round of play, your school will receive breakfast/lunch for all school staff personnel hosted and provided by Horace Mann and $250 in DonorsChoose.org funding.
  • The Big Dance: If a team assigned to your school is eliminated during the Championship game, your school will receive breakfast/lunch for all school staff personnel hosted and provided by Horace Mann as well as $500 in DonorsChoose.org funding.
  • Champion! If a team assigned to you wins the NCAA tournament, your school will receive breakfast/lunch for all school staff personnel hosted and provided by Horace Mann, a $500 in DonorsChoose.org funding and a $500 gift certificate to Lakeshore learning for supplies.

Total Sweepstakes Value: $3000 + $2900 DonorsChoose.org funding

6. Winner Selection, Winner Notification, Odds of Winning: Winners will be announced as results come in from the NCAA Basketball Tournament standings and results. Horace Mann will award and distribute all prizes to the school administration at the participating schools no later than 30 days after the completion of the Tournament Challenge which ends at 011:59:00 PM CST on April 8, 2019. Your school’s administration will be responsible for distributing prizes accordingly. If you win a breakfast/lunch, Horace Mann will work with you to determine a date and time to have such breakfast/lunch. The school may designate DonorsChoose.org to any project it chooses for funding.

All participating schools will win two prizes. However, the prizes won will be determined by the success of the participating schools randomly assigned NCAA basketball team in the NCAA Tournament.

The DonorsChoose.org funding has no value except as a charitable donation by Horace Mann to the DonorsChoose.org program. DonorsChoose.org funding is not assignable or transferable.

7. Participating schools agree to these Official Rules and to all decisions of Horace Mann, which are final and legally binding in all respects, and further agree that any prizes awarded will be awarded upon the condition that the Horace Mann shall have no liability whatsoever and shall be held harmless for any injuries, losses, or damages of any kind to persons or property, including death, sustained, in whole or in part, directly or indirectly, in connection with or resulting from acceptance, possession or use/misuse of a prize, participation in this Tournament Challenge, and participation in any Tournament Challenge-related activities and further acknowledge that said parties have neither made, nor are in any manner responsible or liable for, any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to any prize, including but not limited to its merchantability, quality, condition or fitness for a particular purpose. Horace Mann reserves any and all rights to solely interpret and administer the Official Rules of this Tournament Challenge which shall be final and each participating school agrees to abide by all Horace Mann decisions regarding the Tournament Challenge. Participating schools shall bear sole and full responsibility for any associated taxes in whatever form as may be assessed as a result of winning a prize. Horace Mann and its affiliates, subsidiaries, officers, directors, employees or agents are not responsible for performance of the basketball teams in the 2019 NCAA tournament.

8. As a condition of participating in Tournament Challenge and winning a prize, participating schools agree that (1) under no circumstances will participating schools be permitted to obtain awards for, and Entrant hereby waives all rights to claim punitive, incidental, consequential or any other damages, other than for actual out-of-pocket expenses; (2) all causes of action arising out of or connected with the Tournament Challenge or prizes awarded shall be resolved individually, without resort to any form of class action and shall be resolved exclusively by arbitration under the rules of the American Arbitration Association; and (3) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering the Tournament Challenge, but in no event attorney’s fees. The laws of the State of Illinois shall exclusively govern the Tournament Challenge. Horace Mann reserves the right to discontinue or modify the Tournament Challenge, as applicable.

9. Request for Winners List and Official Rules: For Official Rules and/or the Winners List, send a self-addressed stamped envelope to: Communications -Web Strategy and Social Media, Horace Mann Insurance, 1 Horace Mann Plaza, #D943, Springfield, IL 62701, USA. Residents of Vermont may omit return postage on rules requests. Winners List will be available after April 9, 2019.

Sponsor: Horace Mann Service Corporation 1 Horace Mann Plaza Springfield, IL 62715



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