Homeowners Insurance

We recognize how important your home and possessions are so we have designed homeowner insurance policies that’ll protect against almost any hazard. You can also customize your coverage with policy extras.

Protect your Personal PropertyHouse

Our homeowners, tenant and condominium insurance policies offer you extra coverages to consider. 

  • Scheduled Personal Property coverage provides additional insurance for designated items. The deductible is waived if scheduled property is stolen or damaged.
  • Replacement Cost on Contents coverage protects your favorite possessions - like televisions, furniture, carpet and more. It covers up to the cost to fully replace your personal property if it is damaged or destroyed by a covered loss.
  • Added Perils for Refrigerated Food Products endorsement insures the content of your refrigerator and freezer, up to $1,000 in losses, for a small premium. There is no deductible for this protection. 

Review your Insurance Coverage

If you've moved, built on an addition to your home or acquired additional property, review your homeowners insurance policy regularly to ensure you are adequately protected.

Contact a Horace Mann insurance agent to discuss your needs.

This is only a general description of coverage and is not a statement of contract.

Coverage underwritten by Horace Mann Insurance Company, Horace Mann Property and Casualty Insurance Company, Teachers Insurance Company, and Horace Mann Lloyds (in Texas).

WBPI-0002 (4/11)

Q:  What coverages come with a homeowner insurance policy?

A:  Residence coverage protects your dwelling and attached structures, such as garages, porches and decks.

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