Updating Beneficiaries
Why it’s important to review your beneficiaries
At Horace Mann, we know that life insurance and retirement accounts represent more than policies or savings. They’re promises to protect the people who matter most — and to make sure the future you’ve worked so hard for takes care of the ones you love. As your life evolves, it’s worth taking a moment to make sure your wishes still reflect those promises today.
When was the last time you checked?
Families grow, relationships change and priorities shift over time. Events like marriage, retirement, the birth of a child or grandchild or the loss of a loved one can all affect who you may want to receive your benefits.
Reviewing your beneficiaries periodically helps ensure:
- Your benefits go to the right person or people
- Your loved ones avoid unnecessary confusion or delays
- Your intentions are clearly documented
Life insurance: Keeping your protection on track
Life insurance is designed to provide financial security for the people you care about most. Making sure your beneficiary information is current helps ensure that protection aligns with your current family and financial situation. An outdated beneficiary can lead to complications like benefits being distributed in ways you didn’t intend. A quick review now can make a meaningful difference later.
Retirement accounts: Protecting the future you’ve planned for
You’ve spent years planning for retirement, and your account plays a key role in that plan. Reviewing your retirement beneficiary helps ensure your savings are handled exactly as you intend. Because retirement accounts are typically distributed based on beneficiary designations, not just a will, it’s especially important to keep this information up to date.
How to review and update your beneficiaries with Horace Mann
Getting started is simple, and help is always available.
Sign in to or create your account in our online Customer Portal (My Account).
Review your beneficiary information and update as needed
For life insurance, download the beneficiary update form once logged in.
To access the form, click "Documents" from the home screen, select "Insurance Forms," then "Life Forms" and scroll down to find the "Beneficiary Change Form". Selecting the "Beneficiary Change Form" will start a download of the form. After you download and print the form, you can complete it and return via mail.
For retirement accounts, updates can be made securely online, no paperwork required.
Simply click on the account you'd like to update, then click "Take Action" within the account and select "Beneficiary". From there you can either change your beneficiary or download the mail-in form.
If you prefer personal support, contact your Horace Mann representative or call us at 855-393-6467. We're happy to help. Thank you for trusting Horace Mann to help protect what matters most — now and in the future.
Horace Mann Life Insurance Company underwrites Horace Mann life insurance products.