Student Loan Solutions

"I was successful in qualifying for $10,426 in tax-free student loan forgiveness through the PSLF program! This is a tremendous burden lifted from my shoulders ..."
– Corey, educator using SLS

Teacher giving student a high five


Our Student Loan Solutions program gives educators no-cost access to the tools and resources they need to take control of their debt.
  • Navigate and apply for often-complex forgiveness programs
  • Find savings on monthly payments
  • Access to Loan Coaches for assistance along the way
Educators who learned they could be better off
Average payment savings
Average forgiveness found
Student Loan Solutions icon
Get started with Student Loan Solutions
Sign up for your complimentary account and get access to tools and resources to help you manage your debt and take control of your financial future.
Student Loan Solutions webinars icon
Learn more with a webinar
Find out how we can help you get on the right repayment plan, find relief and get the latest news on federal forgiveness.

Are you a school or district administrator?

Educators want to stay in the career they love, and finding relief from the burden of student loans can help.

Join the hundreds of school districts who have partnered with us to bring the value of Student Loan Solutions to their staff.

“With my Horace Mann agent’s persistence and determination, I am grateful to share that I was successful in qualifying for $10,426 in tax-free student loan forgiveness through the PSLF program! This is a tremendous burden lifted from my shoulders as I'm trying to navigate financing current and upcoming college educations for my three daughters.”

Corey, Washington educator

“After being told [by the Department of Education] that my loan payments didn’t count toward forgiveness, I felt defeated. But my Horace Mann agent told me to keep moving forward and not to lose hope. With the changes to the PSLF program, I received a letter saying I have reached my qualified 120 loan payments and I’ve had $87,000 in debt forgiven. It’s a huge weight lifted, a noticeable release of tension.”

Molly, Minnesota educator
Science teacher and students in science lab

Student Loan Solutions FAQs

  • Is there a cost to the Student Loan Solutions program?

    There is no cost to the Student Loan Solutions program. We offer complimentary accounts to current Horace Mann customers and public school employees, as well as no-cost district partnerships to bring Student Loan Solutions to district employees.
  • How do I sign up for Student Loan Solutions?

    Sign up for a complimentary Student Loan Solutions account and you will receive an email from our technology provider, Tuition.io, with your sign-up link and instructions for creating your account.

  • What is a Student Loan Solutions account?
    A Student Loan Solutions account provides access to resources, tools and Loan Coaches to help manage your student loan debt, find out if you qualify and apply for federal loan forgiveness and determine the repayment plan right for your situation.
  • Who’s eligible for a Student Loan Solutions account?
    We offer complimentary accounts to current Horace Mann customers and public school employees, as well as no-cost district partnerships to bring Student Loan Solutions to district employees.
  • Are my family members eligible for a Student Loan Solutions account?
    Yes, you can invite a spouse, partner, sibling, child, grandchild or parent to create their own Student Loan Solutions account so they can connect their own student loan information and access the tools and resources to help them manage their own student loans.

    To add a family member, log in to your Student Loan Solutions account and scroll down to locate the “Invite Family Members” tile.
  • How do I log in to my account?
    If you’ve already created your account, select Login in the upper right corner of any page on horacemann.com to access your account. You may also access your account from horacemann.tuition.io.

    If you’ve requested an account, but haven’t logged in for the first time, call technical support at 855-353-9395 or email support@tuition.io to activate your account.
  • Where can I get technical assistance with my account?
    For live help, call 855-353-9395 or chat at horacemann.tuition.io, Monday through Friday from 8 a.m. to 8 p.m. EST. You may also email support@tuition.io.
  • Could I ever lose my eligibility for an account?
    As long as you are a Horace Mann customer and/or work in public education, you will be eligible for your complimentary Student Loan Solutions account.
  • Who qualifies for loan forgiveness?
    All full-time public school employees with federal student loans can qualify for Public Service Loan Forgiveness (PSLF). To find out if you could qualify, sign up for a no-cost Student Loan Solutions account and complete your assessment. Loan Coaches are also available through your account to assist you with any specific questions you may have.
  • Do I qualify for loan forgiveness if my loans have been consolidated?
    Maybe. The type of loan you have and your employment situation can impact your eligibility. To find out if you could qualify, sign up for a no-cost Student Loan Solutions account and complete your assessment. Loan Coaches are also available through your account to assist you with any specific questions you may have.
  • When should I use a Loan Coach?
    Loan Coaches are available through your Student Loan Solutions account to help if you have any questions about your student loans. Loan Coaches are trained to help with federal loan forgiveness programs, loan consolidation and refinance strategies, and general student loan management.

    Schedule a call or communicate via messaging – whichever you prefer. Log in to your account and select the “Student Loan Coaches” tile for assistance.

Data reflects potential savings of educators assisted by Horace Mann with Public Service Loan Forgiveness from October 2016 through December 2023 based on assumptions established by the U.S. Office of Federal Student Aid. Monthly and annual savings are based on 2023 only. For more information regarding the U.S. Office of Federal Student Aid assumptions, refer to www.studentaid.gov/loan-simulator.

The information provided here is for general informational purposes only and should not be considered a recommendation. Horace Mann’s Student Loan Solutions program includes services provided by an independent third party, Tuition.io. Horace Mann is an independent company not affiliated with the Department of Education or the federal government. Horace Mann does not negotiate, adjust or settle debts. No assistance provided by Horace Mann constitutes official action for purposes of student loan forgiveness programs or guaranteed results. Horace Mann’s Student Loan Solutions program terms are subject to change.