Do you have enough coverage?

couple smiling in car

If you have a covered loss due to an auto accident, rental reimbursement coverage helps pay for a rental car or other transportation while your vehicle is in the shop. Over the past several months, we've seen rental car prices and collision repair times continue to increase, and we want to help ensure you have the rental reimbursement coverage you need.

Consider these trends:

  • According to a search Kayak ran in February 2022, the average rental car price for the 2022 summer travel season was $99/day – an increase of almost 60% compared to the pre-pandemic norm.1
  • The average rental time for a collision-related repair in the U.S. from January - March 2022 was up to 18.2 days – an increase of 4.9 days compared to that same time period in 2021.2
  • U.S. Length of Rental by State

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    Without rental reimbursement coverage, you'll be stuck paying entirely out of pocket for a rental car if your vehicle is out of commission due to an accident. And if you already have rental reimbursement coverage, it's important to review your current limits and make sure they're keeping up with the increases in rental car rates and collision repair times.

    Having a higher coverage limit can also help ensure you’re able to rent a similar vehicle to what you currently drive. For example, if you drive an SUV and depend on that extra space, you’d probably prefer to rent a similar sized vehicle while yours is being repaired. A higher coverage limit can help ensure you can afford to rent an SUV or similar vehicle, which are typically more expensive rentals.

    We want to help protect your hard-earned dollar in the event of an auto accident, especially with more drivers on the road during this summer travel season. Review your current auto policy, and contact your Horace Mann agent to discuss your coverage options today.


    Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. You must carry both comprehensive and collision coverage to qualify for Rental Reimbursement. Coverage is subject to policy terms, limits and provisions.

    WBTL-0873 (July 22)

© 2023 Horace Mann Educators Corporation

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