- Topeka Salary Reduction Agreement (SRA)
- Topeka USD 501 Plan Highlights
- Participant Web Portal Instruction Guide
- Make a difference with a 403(b)
- Make a difference with a 457(b)
- 403(b) 457(b) plan comparison chart
- IRS Contribution Limits
- What are Horace Mann Retirement Advantage® Fees?
- Frequently Asked Questions
- Rollover questions to ask your previous provider
- Designation of Beneficiary Form
- Participant Services for 403(b) Legacy Vendors
- Rollover, Transfer, Exchange to Horace Mann request form
Horace Mann Investors, Inc. offers Horace Mann Retirement Advantage™ as 403(b), 457(b) and 401(a) investment options through accounts provided by MSCS Financial Services Division of Broadridge Business Process Outsourcing, LLC, a DE Limited Liability Company. Horace Mann Investors, Inc., member FINRA, is located at 1 Horace Mann Plaza, Springfield, IL 62715. You can receive prospectuses from your Horace Mann representative, by calling 877-602-1870 or by visiting horacemann.com/retirementadvantage. You should read the prospectuses carefully and consider the investment objectives, risks, charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about these subjects. As with all securities, mutual funds involve a risk of loss, including a loss of principal.
Custodial services are provided by Matrix Financial Solutions, 717 17th Street, Denver, CO 80202.
The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice. Retirement Advantage is not structured to the individualized needs of a particular plan, participant or beneficiary. The plan sponsor is responsible for selecting and monitoring investment options in which participants and beneficiaries may invest. Each investor needs to create an investment strategy for his or her own particular situation before making any investment decisions.
Target date funds are managed for investors planning to retire (or to begin withdrawing substantial portions of their investments) in a particular year. These funds provide both asset allocation and rebalancing for investors following an investment strategy that grows more conservative as the target date approaches. It is important to note the principal value of target date funds is not guaranteed at any time.
The factors which affect your decision and ability to contribute to a traditional or Roth IRA are complicated and can change each year. Contributions to traditional and Roth IRAs are aggregated for purposes of the annual limits. If you take money out before age 59½, you could be subject to a penalty tax of 10% in addition to income taxes. You should consult with a tax adviser for more information and to determine if an IRA is best for you.