Auto Insurance, Safe Driving

Is Your Teen Driving?

Smiling teen driver in car

Teaching gives you perspective...so does parenting. When your teenager finally takes to the road, it's more than just another milestone. Now it's time to protect what matters most: their safety, your peace of mind and the future you're helping them build. With Horace Mann, adding your teen driver to your policy is simple and helps ensure you're all covered every mile of the way.

When should you add your teen driver?

As soon as your teen earns their license, you should add them to your auto policy to ensure uninterrupted protection.

The steps to add a teen to your policy

  • Log into your account or contact your agent for your current policy details
  • Contact your agent or Customer Care Center to update your policy by listing your teen as a driver
  • Adding a driver or vehicle may cause your premium to change, so ask about all available discounts (some of which are tailored for educators

Customize with useful add-ons

Now that you have a new driver, it may be time to consider adding:

  • Emergency road service to handle roadside hassles, like tire changes and lock-out assistance
  • Rental reimbursement so your family stays mobile if the car's being repaired due to a covered loss

Educator Advantage® benefits stay as they are

Adding a teen doesn't mean giving up Horace Mann's special educator perks! Even with an added driver, you'll still enjoy:

  • New car replacement after a total loss
  • No deductible for covered incidents on school grounds
  • Liability when transporting students
  • Coverage if educator-related items are damaged in or stolen from your vehicle
  • Much more!

Need help? Just ask

Insurance paperwork can be confusing, especially around teens and added drivers.

Reach out to your agent to review your policy and ensure your teen driver is added properly.

Don't have auto insurance with us yet? Get a free online quote and find out how we can help you and your family stay safe on the road.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all discounts and benefits available in all states