As seasons shift, so do driving risks
Seasonal shifts bring new road conditions and unexpected hazards, but a little preparation goes a long way. Of course, seasonal changes vary by region, but no matter where you live, staying alert makes a difference. From adjusting your driving habits to reviewing your coverage, you can stay ahead of the risks and keep your focus where it belongs — on arriving safely. Here are some of the most common fall driving challenges to watch out for:
Wet leaves
Fallen leaves aren’t just picture-perfect for autumn, they can be as slippery as ice. Wet leaves reduce traction, hide potholes, debris and can even clog storm drains, leading to roadway flooding. The result? A greater chance of skidding, hydroplaning or colliding with hidden obstacles.
Foggy mornings
Crisp fall mornings often come with heavy fog, which makes it a challenge to see other vehicles, pedestrians, road signs or unexpected obstructions. Fog can also distort your depth perception — making it difficult to judge how far away another vehicle is or how fast it’s moving. That means your vision (and reaction time) is often obscured.
Less daylight
As days get shorter, drivers spend more time commuting in the dark — both early in the morning and later in the evening. Reduced sunlight means reduced visibility, which can increase the likelihood of accidents.
Increased deer activity
Fall is peak deer season. Cooler weather and mating activity make deer more likely to dart into the roadway, often without warning. Collisions with deer can cause serious damage to your vehicle and pose safety risks to everyone inside.
Protecting yourself in every season
Weather may be unpredictable, but your protection doesn’t have to be. Horace Mann auto insurance is designed to give educators peace of mind, no matter the conditions.
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Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto insurance. Not all discounts and benefits available in all states.