*You would have to surrender the policy in order to receive the full amount of cash back.
**A reduction in cash value or a loan on the policy may result in a decrease in the death benefit payable under the policy. Refer to your life insurance contract for full details.
Horace Mann Life Insurance Company underwrites Horace Mann life insurance products. Proof of insurability is required to purchase coverage. Not all products are available in all states.
This information represents Horace Mann’s Life by Design term life insurance contracts ICC18-353 and alternate forms, cash value term life insurance contracts ICC12-351 and IC-351000 and alternate forms, Charitable Giving Benefit Rider ICC18-763 and alternate forms, Accelerated Death Benefit Rider – Terminal Illness ICC21-770, Accelerated Death Benefit Rider – Chronic Illness ICC21-769, Guaranteed Insurability Benefit Rider ICC18- 762 and alternate forms, Waiver of Premium Benefit Rider IC-738000 and alternate forms and IC-746000 and alternate forms, Accidental Death Benefit Rider ICC18-761, and Children’s Level Term Life Insurance Rider ICC18-862 and alternate forms.
This information represents Horace Mann’s Life Select whole life insurance contract ICC18-155 and alternate forms. Optional benefit rider form numbers: Charitable Giving Benefit Rider ICC18-763; Accelerated Death Benefit Rider - Terminal Illness ICC21-766; Accelerated Death Benefit Rider - Chronic Illness ICC21-767; Accidental Death Benefit Rider ICC18-761; Guaranteed Insurability Benefit Rider ICC18-762; Waiver of Premium Benefit Rider IC-748000; Children’s Level Term Life Insurance Rider ICC18-862; primary insured term rider ICC18-863 and additional insured term rider ICC18-864, plus alternate forms.
This information represents Horace Mann Pathfinder Indexed Universal Life Insurance contract ICC15-152 and alternate forms. Included benefit rider form numbers; Charitable Giving Benefit Rider ICC19-764 and alternates; Accelerated Death Benefit Rider - Terminal Illness ICC15-750 and alternates; Accelerated Death Benefit Rider - Chronic Illness ICC15-749 and alternates; and Overloan Protection Rider ICC15-754 and alternates. Optional benefit rider form numbers; Waiver of Monthly Deduction Rider ICC15-752 and alternates; Automatic Increase Benefit Rider ICC15- 755 and alternates; Children’s Level Term Life Insurance Rider ICC15-857 and alternates; Owner’s Disability and Death Waiver Rider ICC15-753 and alternates; and Accidental Death Benefit Rider ICC15-751 and alternates.
Horace Mann Pathfinder Indexed Universal Life is a flexible premium life insurance policy that offers a death benefit to the beneficiaries of the policy. Products and features may not be available in all states. Policy issuance is subject to availability and the outcome of the underwriting process. The policy has exclusions, limitations, and terms that may affect coverage, renewal, cancellation, termination or other contractual rights and benefits.
The information provided here is for general informational purposes only, and should not be considered a recommendation or investment, tax or legal advice.