The power of bundling insurance
Are your auto, home or life insurance policies scattered across different providers? Maybe you stayed with your parents' auto insurance provider but turned to a different company for your Homeowners coverage.
While this isn't uncommon, it could be costing you hundreds of dollars a year — not to mention added hassle. By bundling your insurance with a single, trusted company, you could unlock significant savings, simplify your life and gain more personalized service tailored to your needs.
But what exactly does it mean to bundle your insurance and how much can you really save? Let’s break it down.
What is a multiline or bundling discount?
Bundling insurance, also known as a multiline discount or multi-policy discount, refers to the cost savings you get when you buy two or more lines of insurance from the same company. This often includes combinations like home and auto insurance, auto and life insurance, or even home, auto and life insurance, as well as retirement.
Most major insurance companies offer bundling incentives, but the specifics vary by provider and state. With Horace Mann, educators and school employees can unlock multiline discounts and exclusive benefits that go beyond industry standards.
Why bundling insurance pays off
Bundling your policies can significantly reduce your premiums.
Horace Mann customers can save up to 10% when they bundle home and auto. These savings can be even more impactful when combining more lines of insurance including life insurance policies and retirement.
Convenience and simplicity
Aside from the savings, working with one insurance carrier can streamline your life, too:
- One point of contact for questions and claims
- Single login to manage all your policies online
- Less exposure of sensitive information, as your payment data only resides with one company
Tailored coverage options
With Horace Mann, bundling isn’t limited to just auto and home:
- Combine auto, home, life, renters or umbrella insurance—plus retirement products like annuities—for complete peace of mind.
- Educators can benefit from a multiline discount on auto coverage by bundling with an annuity or other qualifying products.
- Enjoy extra benefits at no additional cost through our Educator Advantage® program, including a $0 deductible for covered incidents on or near school property, coverage for stolen or damaged classroom materials, and coverage when transporting students.
The bottom line
Bundling insurance with Horace Mann means more than just saving money — it means simplifying your life and getting the support of a provider that understands educators. Whether you're newly married, moving to a new home or simply looking to streamline your finances, now is the perfect time to consider a bundled insurance plan.
Ready to start saving?
Contact your Horace Mann representative today or get an online quote to explore how much you can save with a personalized insurance bundle designed just for you.
Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto and home insurance. Horace Mann Life Insurance Company underwrites Horace Mann life insurance products. The benefits and discounts listed are only general descriptions of coverage and do not constitute a statement of contract. Additional terms and conditions, as described in the policy, must be met for the coverage to be provided. Not all discounts and benefits available in all states.