Auto insurance


Teacher helping student in classroom

As a company founded by educators for educators, we’ve always believed – and our research shows – educators tend to make better drivers. That’s why we offer special car insurance rates and discounts for educators. Check out some of the ways educators save money on car insurance with Horace Mann.

Educator discount

Teachers and administrators who have Horace Mann auto insurance may qualify for a discount just for being an educator.

Multiline discount

If you have multiple policies with Horace Mann – such as life or property insurance or an annuity – you could qualify for a multiline discount on your auto insurance policy. If you have three or more products with Horace Mann, you may qualify for an additional discount.

Multicar discount

If you insure more than one vehicle with us, you may qualify for a discount.

Hispanic mother and baby in car seat

Payroll discount

Policyholders who have selected to have their premiums deducted directly from their paycheck may receive a payroll discount for their auto insurance.

New customer discount

We offer a discount for new customers who have never been insured by Horace Mann before and switch their auto insurance to us.

Other discounts

We also offer discounts for driver safety, car safety, good student drivers and more.

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Home insurance
You could save when you combine your auto insurance with a Homeowners policy. See how our Homeowners coverages can help protect your home and belongings.
 Auto insurance coverages
See how we help protect you, your family and your vehicle. 
African American student driving teacher with student in car

The auto insurance Educator Advantage®

Educators with a Horace Mann auto policy receive our Educator Advantage® package of value-added features and benefits at no additional cost. It's just one way we thank you for the hard work you do every day.

Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto and home insurance. Discounts and coverages are subject to terms and conditions and may vary by state.