Uninsured Motor Vehicle Coverage
This coverage protects you if you have a loss caused by a hit-and-run driver or an at-fault driver who has no liability coverage.
Who is covered?
- You and any covered passengers in your car.
- You and any relatives living at your residence, if occupying another person’s car.
Covers losses related to:
- Death
- Injury
- Medical care
- Property damage (in certain states)
Underinsured Motor Vehicle Coverage
This coverage protects against losses caused by an at-fault driver who has insufficient liability coverage to pay for your loss.
Who is covered?
- You and any covered passengers in your car.
- You and any relatives living at your residence, if occupying another person’s car.
Covers losses related to:
- Death
- Injury
- Medical care
- Property damage (in certain states)
- Protection for your vehicle
Check out some of the ways you can save with our special rates and discounts.
You could save when you combine your auto insurance with a Homeowners policy. See how our Homeowners coverages can help protect your home and belongings.
Additional car insurance coverage options
Emergency Road Service
Provides towing, tire change, jump-start and lock-out assistance.
Rental Reimbursement
Helps pay for a rental car or other transportation while your vehicle is in the shop.
Horace Mann Insurance Company and its affiliates underwrite Horace Mann auto and home insurance. Discounts and coverages are subject to terms and conditions and may vary by state.